I loved my mountain bike, so I sold it!

  I’m on the Dave Ramsey Plan and one of his commonly said phrases is “Sell so much stuff your kids think they’re next”.  I don’t have kids, but perhaps Sunshine, my Siberian Husky, has gotten worried….

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9 Ways to spend less

There are a lot of articles out there about how to spend less and most of them say the same things… thrift stores, coupons, sales, stop buying coffee, etc.  Those are great, but I wanted to…

CAUTION: Once you use it, you lose it.

I’m a pretty big proponent of freedom, financial as well as social and governmental freedom.  I believe that as long as you don’t violate someone else’s rights, you’re welcome to be stupid.  This sounds simple,…

A Free Country of Debt Enslaved Citizens

Today is the 4th of July. Here in the US it is celebrated as the day the colonies unanimously declared their independence from Great Britain.  Technically, we had already separated when the Second Continental Congress had approved the…

$5 Coffee or $700 Ironman?

If you’re like me, when you make the decision to eradicate debt from your life you start by making a plan.  If you’re a nerd like me, you run projections to see how long you think…

I need a safe car!

You know you’ve hear it from others, you may even say it yourself: “I have kids I need a safe car!”  This is the mantra for people trying to justify why they have payments on a car….