What is your “Life to Income” ratio?
Debt To Income Ratio In todays world of debt, one of the terms you hear thrown around by lenders is your “debt to income ratio”. Simply put, this is a ratio that lenders use to…
Read Morebudgets
Why you should balance your checkbook like your grandma did
I am a bit old school when it comes to my banking habits sometimes. I still maintain a check register, old school pen and paper style with the little booklet thing with checks in it….
9 Ways to spend less
There are a lot of articles out there about how to spend less and most of them say the same things… thrift stores, coupons, sales, stop buying coffee, etc. Those are great, but I wanted to…
Vacations don’t have to be expensive
Vacations can be expensive, but vacations can also be cheap. I have a list of place I want to go to that I can’t afford yet, but I have the travel bug like so many…
The OTHER reason to use the Debt Snowball
People are always debating which method of paying off debt is better. The Avalanche method (aka highest interest rates first) is mathematically superior and will cause you to pay the least amount of interest. The…